Dealing with clients on a regular basis is what comes under the services and functions of a gym instructor. When you are into a business that involves the safety of your customers, it is essential to protect yourself too. And by protection we maen, gym instructor insurance. There are many claims that your clients can make while being in a business of fitness and health. From injury or incorrect advice to damage of the property, you are prone to different costly claims. As it is your duty to take care of your customers, having a gym instructor insurance is imperative. Here is the list of different insurance that you as a gym instructor can go for.
Public Liability Insurance
Under this insurance the damages and legal costs claimed by the third party are covered. The claims generally happen due to damage or body injury. Out of all the gym instructor insurance if you do not have public liability insurance, customers’ claims can not only force you to pay the compensation but can even end your business.
Professional Indemnity Insurance
This insurance covers all the advice and suggestions that you give to your clients as a gym instructor. Professional Indemnity Insurance can cover all the compensation that you are payable for when a client sues you for developing injuries due to your advice.
Personal Accident Insurance
Gym instructor insurance not only covers the compensation that an instructor is liable to but also his business. Apart from taking care of your customers, it’s high time that you realise that your body is not invincible. It needs security and care too. This particular insurance covers accidents, injuries and possible repercussions that can be caused to your business. Injuries are the most unexpected things to happen. You never know when and how you may get injured while training your clients. If this is the case then compensation payments that you receive through personal accident insurance can help you get rid of the financial burden.
Sports Equipment Insurance
This insurance covers the loss and damage of equipment caused by your or your clients during day to day use. Keeping track of sports equipment is not as easy as it seems. One needs to really keep an eye on every equipment for the safety of your customers. If you are a gym owner who uses extremely expensive sports equipment then you should definitely go for sports equipment insurance. This will keep you, your equipment and your gym safe!